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Ruom's Group
In this Group: Ruom, Ngel
Living in a rural village of the Thmor Koul district of Battambang province, Cambodia, Ruom is 40 years old and she is a married mother of six children, five daughters and one son, all of whom are dependent on her and still in school.

She and her husband have earned a living through pig-raising and rice-wine producing. They have been in these businesses for almost 20 years. Ruom has been with Kiva’s partner VisionFund for one cycle and completely paid back the loan. The other group member is a first-cycle client of VisionFund.

The first loan helped Ruom to better support her family and support the children’s education. Now she is leading her group of two to apply for a loan. Ruom will use her portion to buy pig feed for her pig-raising business. She hopes to raise her pigs to be healthy and fat so as to gain more income and improve her living conditions and especially to keep her children in school.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 163
    View loans »
    Cambodia Loans Fundraising
  • $41,452,425
    Funds lent in using Kiva
  • 4,067.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Ruom's Group's $375 loan helped a member to buy pig feed for her pig-raising business.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Aug 2, 2012
Sep 3, 2012
Currency Exchange Loss:
Aug 17, 2013