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Florence has been in farming for fifteen years in her rural home area where she lives with her two children aged ten and five. Farming is her main source of income although she also gets additional income from her retail shop in the local market.

Florence says that the acquisition of a 50,000 KES loan from Kiva partner Juhudi Kilimo will generate more income which she will use to educate her two children. She aspires to give her children a quality education. She also plans to expand her dairy farming significantly.

Florence commends Juhudi Kilimo for fast processing of loans.

Additional Information

Important Information

To facilitate a partnership between Kiva and Juhudi Kilimo, K-Rep Group (Juhudi Kilimo’s 100% owner) has guaranteed Kiva funds in the event of institutional default. Lenders should be aware that the risk of borrower default remains borne by the lender.

About Juhudi Kilimo:

Juhudi Kilimo is a for-profit social enterprise working with small-holder farmers in Kenya to finance purchases of dairy cows, chickens, agricultural equipment, and other assets that create immediate cash flow. Many of the assets are insured to prevent devastating business losses, and targeted technical assistance is provided to farmers, from agricultural training to basic book keeping and local market research.

About Kenya

  • $1,800
    Average annual income
  • 516
    View loans »
    Kenya Loans Fundraising
  • $50,344,275
    Funds lent in using Kiva
  • 84.1
    Kenya Shillings (KES) = $1 USD

Success!! The loan was 100% repaid

A loan of $600 helped Florence to construct a zero grazing unit and buy a chuffer cutter.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Aug 21, 2012
Aug 30, 2012
Currency Exchange Loss:
May 17, 2014