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Havasmo is a resident of the city of Vahdat. She was born in 1961. Havasmo is married and has three children. She is a homemaker. Havasmo is a hardworking woman. Her husband is in the Russian Federation. After her husband's departure, Havasmo decided to get involved in her own business. Currently, her parents help her because she does not work. Havasmo wants to get involved in animal husbandry. She is requesting this loan to buy calves. She will be very happy if you would help her.
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Хавасмо жительница города Вахдат. Она родилась 1961 году. Хавасмо замужем. У нее трое детей. Она домохозяйка. Хавасмо трудолюбивая женщина. Ее муж находится в Российской Федерации. После отъезда мужа Хавасмо решила заняться своей деятельностью. Сейчас ей помогают ее родители, так как она не работает.
Хавасмо хочет заняться животноводством. Она просит кредит для закупа телят. Хавасмо надеется на вашу помощь. Она будет очень рада если вы поможете ей.

Additional Information

More information about this loan

This loan is part of Humo's startup loan program targeting particularly vulnerable clients who live at subsistence and do not qualify for the standard loan due to lack of income from an existing business. This program offers clients up to a 4-month grace period on the loan. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About MDO Humo and Partners

MDO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.

About Tajikistan

  • $2,700
    Average annual income
  • 235
    View loans »
    Tajikistan Loans Fundraising
  • $32,113,175
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,525 helped Havasmo to buy calves.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Aug 22, 2012
Aug 28, 2012
Currency Exchange Loss:
Dec 17, 2013