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Sokem, 33, is a widow who lives with her child in a rural village of the Sa Ang district of Kandal province, Cambodia. She earns a living by embroidering cloth and laundering clothes. Sokem has been in this business for five years, earning about US $27 per day and she is able to save about US $9 each day after expenses. The main challenge for her business is to transport her embroidered products to customers in Phnom Penh city, which is far away from her village.

Sokhem has been a member of VisionFund for two loan cycles already and she completely repaid her previous loans, which have helped her relieve her family’s financial burdens and support her business. To better support her business and respond to customers’ needs, Sokem is requesting another loan of US $1,100 to buy an embroidering machine and a laundering machine for her business. With this loan, she hopes to increase her business by responding to her customers’ needs on time and she also hopes to earn a larger income to make her living situation better.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

About Cambodia

  • $2,600
    Average annual income
  • 69
    View loans »
    Cambodia Loans Fundraising
  • $41,753,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,100 helped Sokem to buy an embroidering machine and a laundering machine for her business.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Aug 8, 2012
Sep 3, 2012
Currency Exchange Loss:
Dec 17, 2013