Being a responsible mother, Mok, at age 62, operates a rice farming business to generate income. She has been doing this honestly for over 10 years since her husband passed away. Sometimes the family experiences financial constraints due to the high cost of commodities. As a result, her three children decided to start working in order to secure their living needs. Currently her oldest is married and lives separately. One of Mok’s children operates a transportation business at Phnom Penh, providing Tuk Tuk (motorcycle transportation) service. Unfortunately, his Tuk Tuk is old and often breaks while he is operating it, which results in an unsatisfactory profit.
Mok would like to help her son in fixing his problems, so she is requesting a loan to buy a new Tuk Tuk for her son. They hope that this purchase will attract more customers to use his service. As they work hard and strive harder, they hope to make their businesses grow and become profitable.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.