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William Oswaldo
William Oswaldo is 34 years old, and he lives with his life partner and their son. He sells hot dogs in a very busy area of the town where he lives. He’s very well known since his customers find his product delicious. He’s built up a regular customer base since people know that everything’s made with the best quality ingredients, sold at affordable price, and above all sold with good service. William is a family man, dedicated, and very hard working. He’s always ready for new opportunities which present themselves to him since only in that way will he achieve success. As a good business man, he wants to increase sales, but he needs to invest more, and he needs money for that. He’s asking INTEGRAL for a loan to buy sausage, soy meat, bread, dressings, vegetables, etc. William has good credit references, and he is sure that he will be able to pay back the loan while having faith that he will be able to give his family a better quality of life.
View original language description ↓
William Oswaldo de treinta y cuatro años de edad vive junto a su compañera de vida y su hijo, él se dedica a la venta de hot dog en una zona muy concurrida de la localidad donde reside, es muy conocido pues su producto es delicioso al gusto del cliente, se ha hecho de mucha clientela fija pues las personas saben que todo es elaborado con material de primera calidad, a precios accesibles pero sobre a todo con un buen servicio; William es un hombre de hogar, decidido y muy trabajador siempre esta a la expectativa de nuevas oportunidades que se le presenten pues solo así alcanzara el éxito, como todo buen comerciante quiere aumentar las ventas pero necesita invertir mas y necesita de capital por eso le solicita a INTEGRAL un crédito que le permita comprar embutido, carne de soya, pan, aderezos, verdura etc. William tiene buenas referencias de pago asegura que podrá saldar la deuda y al mismo tiempo tiene fe que lograra darle a su familia una mejor calidad de vida.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 549
    View loans »
    El Salvador Loans Fundraising
  • $31,835,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $300 helped William Oswaldo to buy sausage, soy meat, bread, dressings, and vegetables.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Aug 7, 2012
Sep 8, 2012
Currency Exchange Loss:
Jun 18, 2013