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Chhin S. is 42 years of age. Since 1999, she has worked hard farming vegetables in her home province of Kampong Cham. Her farm only earns her US$3 per day of profit. En Neum, her husband, is the primary breadwinner, earning US$6 per day selling rubber to local factories. They support their only child, who is a student, as well as themselves through these lines of work. With access to enough money, Chhin S. wants to buy a large stock of rubber for her husband to sell in bulk to nearby factories. This will give their family a much needed financial boost.

Additional Information


KREDIT Ltd. is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 209
    View loans »
    Cambodia Loans Fundraising
  • $40,009,875
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Chhin to buy rubber.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
May 23, 2008
May 4, 2008
Currency Exchange Loss:
Dec 15, 2009