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Betchie Pearl
Betchie Pearl is 24 years old, single, and a resident of North Poblacion, Siquijor, on Siquijor island in the Philippines. She has run a sari-sari general store located in a public market for a period of three years.

Betchie Pearl joined PMPC in March 2012 so that she could access finances to support her business. She has applied for another loan to purchase more grocery stocks to offer to her customers. She is planning to save the profit for her future.

Additional Information

About Paglaum Multi-Purpose Cooperative

Paglaum Multi-Purpose Cooperative (PMPC) was founded in 1992 by the beneficiaries, parents and staff of the Paglaum Community Development Foundation to address economic and livelihood activities for sustainability. The organization operates in the northwestern provinces of Mindanao and Visayas.

In the local vernacular, “paglaum” means “hope.” The initial foundation is dedicated to child development through a holistic approach. The goal is to build self-reliance and expand opportunity so the poorest of the poor can help themselves.

About Philippines

  • $7,000
    Average annual income
  • 416
    View loans »
    Philippines Loans Fundraising
  • $69,606,975
    Funds lent in using Kiva
  • 42.1
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $250 helped Betchie Pearl to purchase grocery stocks.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Aug 2, 2012
Aug 29, 2012
Currency Exchange Loss:
Sep 17, 2013