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Rosa Idalia
Rosa lives in the municipal of San Rafael del Sur in Managua, Nicaragua. She has a business repairing tires for all kinds of vehicles, motorcycles and bicycles, she also sells bicycle parts and she has been working in this capacity for 7 years, from which she receives income that helps her pay for her domestic expenses.
Currently, she needs financing to complete construction on her house, she needs materials like sand, cement and zinc sheets.
Before, she sold clothing and cosmetics as a traveling saleswoman from door to door and her dreams were to have her own personal business and to be able to build her own home decent enough for her family.
She is married, she has one child and is thirty years old.
View original language description ↓
La señora Rosa es habitante del municipio de san Rafael del sur, Managua, Nicaragua. Tiene un negocio de reparación de llantas de todo tipo de vehículo, motocicleta y bicicleta, además de vender repuestos de bicicletas, tiene siete años de dedicarse a esta labor donde obtiene ingresos para solventar los gastos familiares.
Actualmente necesita financiamiento para terminar de construir su casa de habitación, ya que necesita de materiales tales como: arena, cemento y laminas de zinc.
Anteriormente ella se dedicaba a vender ropa y cosméticos de forma ambulante de casa en casa, y sus sueños era tener su propio negocio personal y poder construir su propia vivienda digna para su familia.
Su estado civil es casada, tiene un niño y tiene treinta años de edad.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 30
    View loans »
    Nicaragua Loans Fundraising
  • $26,395,725
    Funds lent in using Kiva
  • 23.7
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $550 helped Rosa Idalia purchase construction materials like sand, cement and zinc sheets.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Aug 23, 2012
Sep 7, 2012
Currency Exchange Loss:
Aug 17, 2013