The member is Mrs. Delfina, she is married and is 53 years old and has 6 children. She has a small grocery store where she sells basic household goods like rice, sugar, milk and cookies. Mrs. Delfina works from 8:00 a.m. until 6:00 p.m., before she used to work selling chicha (a type of fermented corn drink) in the market. She has had her store for over 5 years and her dream is to have a bigger place to sell her groceries. The member needs the loan to buy rice, sugar, milk, oil and cookies wholesale.
The other members of the communal bank work in carpentry, breeding animals, selling roofing tile, have a small grocery store and sell food.
The member is grateful to those who will help her with her dream come through with this loan and she is committed to meeting all of her payment quotas on time.
La socia es la Sra. Delfina ella es casada y tiene 53 años y tiene 6 hijos; La socia trabaja con su negocio de tienda de abarrotes, la socia vende productos de primera necesidad como arroz,azúcar,leche y galletas, la socia trabaja desde las 8:00 a.m hasta las 6:00 p.m,anteriormente la socia se dedicaba al negocio de venta de chicha en el mercado, la socia ya tiene 5 años en este negocio de tienda de abarrotes, el sueño de la socia es tener un local más amplio para su tienda de abarrotes. La socia solicita el préstamo para comprar arroz, azúcar, leche, aceite y galletas al por mayor para que implemente su tienda de abarrotes.
Los otros socios se dedican al negocio de carpintería, negocio de venta de crianza de animales, negocio de venta de tejas, negocio de tienda de abarrotes y negocio de venta de comida.
La socia agradece a quienes forman parte de este sueño mediante este medio y se compromete a cumplir con el pago de sus cuotas en el plazo establecido.
Important InformationAbout Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid