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Marcia Araceli
Marcia, 37, is single and does not have children. She lives with her sister in Ventanas Canton, Los Ríos Province.

She’s a member of the “Venceremos Unidos” (We Will Triumph Together) communal bank located in Recinto Anchoveta on the way to Recinto La Templanza that belongs to Pueblo Viejo Canton. This communal bank is involved with agricultural activities related to short cycle corn and rice crops.

Marcia has been growing corn and rice for several years now. She buys her products in Ventanas and sells them in a market there and in Pueblo Viejo Canton. She’s asking for the loan to buy manure, urea and liquid fertilizer for the crops. The loan has helped her to increase her income for her family’s consumption and to invest. Her dream is to increase and improve her corn crops still more. She always likes having extra businesses.
View original language description ↓
Marcia tiene 37 años de estado civil Soltera vive con la hermana no tiene hijos. Vive en el Cantón Ventanas provincia los Ríos.

La ventanilla se llama VENCEREMOS UNIDOS se encuentra ubicada en el Recinto Anchoveta vía al Recinto La Templanza, perteneciente al cantón Pueblo Viejo, esta ventanilla se dedica a labores agrícolas de ciclo corto siembre de maíz y arroz.

Marcia se dedica a la agricultura a la siembra de maíz y arroz desde hace algunos años. Compra sus productos en Ventanas y las vende en el mercado del mismo lugar y en Cantón Pueblo Viejo.

El crédito solicito para la compra de abono, urea, líquidos fertilizantes para la siembra del maíz y arroz. El préstamo le ayudado para aumentar los ingresos para el consumo de la familia y para invertir. Su sueño es incrementar mas y mejor el cultivo de maiz.

Le gusta siempre tener negocios extras.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 39
    View loans »
    Ecuador Loans Fundraising
  • $26,686,375
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Marcia Araceli to buy farm supplies.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Aug 13, 2012
Sep 7, 2012
Currency Exchange Loss:
Sep 19, 2013