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Ayni Group
In this Group: Fredy , Lizbeth , Lourdes , Henry, Miriam, Kely , Ledy , Noemy, Yanet
The member belongs to the AYNI communal bank which is located in the district of Wanchaq, province of Cusco, department of Cusco.

The member Noemí is 61 years old is married and has 5 children. She goes between her daily activities with her laundry business and has done so for a long time. Noemí does well in her business thanks to the hard work that she puts in as she works for different hotels that require her services. The member is a very responsible and diligent person since it is the way she is able to help her family get ahead in life. The member wishes to keep working so that she can get ahead and continue to support her family.

The member needs the loan to make maintenance repairs to her laundry machines.

The other members of the communal bank are in the hotel business, selling artisanal goods, tourism, education and nursing.

Noemí is grateful for the loan and is committed to meeting all of her payment quotas.

View original language description ↓
La socia pertenece al banco comunal AYNI; este banco está situado en el distrito de Wanchaq en la provincia de Cusco departamento de Cusco.

La socia Noemí, la socia tiene 61 años de edad, casada y tiene 05 hijos, la socia alterna sus actividades diarias con el negocio de lavandería, la socia lleva buen tiempo en este negocio el cual le va bien gracias al empeño que le pone a su negocio, la socia trabaja con distintos hoteles que solicitan sus servicios, la socia es una persona responsable y empeñosa siendo de esta manera que la socia saca adelante a su familia, la socia desea poder seguir trabajando para de esta manera poder salir adelante y seguir apoyando a su familia

La socia solicita el préstamo para realizar el mantenimiento de las maquinas.

Los otros socios se dedican a la hotelería, venta de artesania, turismo, docencia, enfermería.

La socia se siente agradecida por el crédito otorgado y se compromete a cumplir con sus cuotas establecidas.

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 43
    View loans »
    Peru Loans Fundraising
  • $64,489,150
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Ayni Group's $3,650 loan helped a member make maintenance repairs to her laundry machines.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Aug 7, 2012
Aug 31, 2012
Currency Exchange Loss:
Mar 15, 2013