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Proave Group
In this Group: Patricia Marizol *, Nely , Lizardo Ivan, Karen, Walter, Rosmery , Hakler Benito, Ronal, Oscar , Miguel Angel Diego , Emilio
* not pictured
The member, Nely, belongs to the Communal Bank PROAVE. This bank is located in the district of San Jeronimo in the province of Cusco, department of Cusco.

Nely is 30 years old, single, and has 2 children, She alternates her daily activities working in a private company. She works during the day Monday through Friday and it has been a good time while she has been working in this company. The company is doing well thanks to the efforts that she puts in each day at work.

At the same time, Nely sells natural products independently, distributing to customers such as friends and family. Nely is a responsible and earnest person, thus being able to raise her children.

Nely is requesting a loan to buy an appliance for her home. The other partners work in the same private company as Nely and some have other small businesses, such as agriculture/veterinary supply, jewelry stores, book stores, and animal husbandry.

Nely is grateful for the loan granted and promises to pay her dues on time.
View original language description ↓
La socia pertenece al banco comunal PROAVE; este banco está situado en el distrito de San Jerónimo en la provincia de Cusco departamento de Cusco.

La socia Nely , la socia tiene 30 años de edad, soltera y tiene 02 hijos, la socia alterna sus actividades diarias trabajando en una empresa privada ,la socia trabaja durante el día de lunes a viernes ya es buen tiempo que la socia lleva trabajando en esta empresa el cual le va bien gracias al empeño que le pone cada día a su trabajo, a la vez la socia vende productos naturales de forma independiente repartiendo a sus clientes que le solicitan como amistades y familiares, la socia es una persona responsable y empeñosa siendo de esta manera que la socia saca adelante a sus hijos.

La socia solicita el préstamo para la compra de un electrodoméstico para su hogar.

Los otros socios trabajan en la misma empresa privada que la socia Nely y algunos tienen otros pequeños
negocios como agroveterinaria, joyería, librería, crianza de animales.

La socia se siente agradecida por el crédito otorgado y se compromete a cumplir con sus cuotas establecidas.

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 84
    View loans »
    Peru Loans Fundraising
  • $63,759,475
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Proave Group's $4,375 loan helped a member to buy an appliance for her home.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Aug 8, 2012
Aug 31, 2012
Currency Exchange Loss:
Jan 15, 2013