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Francisca Bremilda

Update on Francisca Bremilda

Francisca, 64, and her husband live with their grandchildren in Pueblo Viejo, a canton in the Ecuadorean province of Los Rios. They have 7 children.

The UNIDO SOMOS community bank is located in El Maranon, a rural town in Pueblo Viejo. The bank's members earn their livings from farming businesses. They grow maize, rice and beans.

Francisca has grown maize, rice and beans for 8 years. She buys what she needs from Comercial Lopez in Ventana and sells what she produces in the markets at Ventanas and El Maranon.

Francisca is applying for a loan that she will use to buy supplies for her next crop. Your loans will help her to make enough money to support herself and her family and overcome the various challenges she faces, from plant diseases to poor weather. For the future, she wants to buy a house of her own.

She enjoys taking care of her house and helping her husband on the farm.
View original language description ↓
Francisca tiene 64 años. Vive en Unión Libre, vive con el compañero y los nietos viven en el cantón de Ventanas en la Provincia de Los Ríos. Tiene 7 hijos.

Los miembros de la V.R.C. UNIDOS SOMO MAS, se encuentra ubicada en el recinto el Marañon, por la parroquia Puerto Pechiche perteneciente al Cantón Pueblo viejo, esta ventanilla se dedica labores agrícolas de ciclo corto siembra de maíz, arroz fréjol.

Francisca se dedica de manera especial al cultivo de maíz, arroz y fréjol desde hace 8 años. Los productos lo comprar en Comercial López en Ventanas y los vende en el mercado de Ventanas y en el mismo recinto.

Solicita el crédito para la comprar de insumos agrícolas y fertilizantes para los cultivos. Con el apoyo del crédito le ayudaría económicamente para suplir sus necesidades. Enfrentan desafíos como las plagas y enfermedades y la variedad del clima. Su sueño es tener casa propia.

Le gusta realizar sus tareas dentro de su hogar y ayudar al esposo en la cosecha.

Previous Loan Details

Francisca Bremilda T. R. is 60 years old. She lives with her common-law husband and their grandchildren in Ventanas canton, in Los Ríos province. She has 7 children. The 'Unidos Somos Más' (Together We Are More) community bank is located in Marañon district, in Puerto Pechiche parish, in Pu... More from Francisca Bremilda's previous loan »

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Ecuador

  • $10,600
    Average annual income
  • 41
    View loans »
    Ecuador Loans Fundraising
  • $26,541,250
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Francisca Bremilda to buy supplies for her farming business.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Aug 16, 2012
Sep 7, 2012
Currency Exchange Loss:
Sep 19, 2013