Update on Alberto NoeAlberto Noe is 27 years old. He lives in a civil union with his wife and two-year-old daughter in the Pueblo Viejo Canton, which is part of Ventanas, in the Los Ríos Province. He is a member of the Communal Bank "UNIDO SOMOS", ("We Are United"), which is located in the El Marañón district in the Puerto Pechiche parish, which is part of the Pueblo Viejo Canton. This group works in short-cycle agriculture, growing corn, rice, and beans. Alberto works in agriculture, growing corn, rice and beans. He buys his products at the Karlita agricultural supply center, and sells them at the Castillo market. He is requesting the loan to grow corn, rice and beans, and to buy seeds, supplies, manure and liquid fertilizers for his crops. The support of the loan will help him financially to meet his needs and to face challenges such as pests, crop diseases, and the variability of the climate. With the help of the loan, it will be easier for him to buy supplies. His dream is to be able to buy another field for planting and to be able to produce a larger crop. In his free time, he likes to play sports.
Los miembros de la V.R.C. UNIDO SOMOS se encuentra ubicada en el recinto El Marañón por la Parroquia Puerto Pechiche perteneciente al Cantón Pueblo Viejo, esta ventanilla se dedica a labores agrícolas de ciclo corto siembra de maíz, arroz y fréjol.
Alberto se dedica a la agricultura a la siembra de maíz, arroz y fréjol. Compra sus productos en Comercial Agro insumos Karlita y los vende en el comercial Castillo.
Solicita el crédito para sembrar maíz, arroz y fréjol y comprar semillas, urea, insumos y abonos agrícolas, fertilizantes líquidos para los cultivos.
Con el apoyo del crédito le ayudaría económicamente para suplir sus necesidades. Enfrentar desafíos como las plagas y enfermedades y la variedad del clima con la ayuda del crédito será más fácil para adquirir los insumos.
Su sueño es poder comprarse un terreno para sembrar y poder producir mucho más. En su tiempo libre le gusta practicar el deporte.
Previous Loan DetailsAlberto Noe is 27 years old. He lives in a civil union with his wife and two-year-old daughter in the Pueblo Viejo Canton, which is part of Ventanas, in the de los Ríos Province. He is a member of the Communal Bank "UNIDO SOMOS", ("We Are United"), which is located in the El Marañón district ... More from Alberto Noe's previous loan »
About Cooperativa San JoseThis loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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Success!! The loan was 100% repaid