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Mercy is 38 years old and lives in the town of Ibanda in the Kabwohe region of Uganda. She has two children, with one of them currently in school.

For the past seven years, Mercy has been working hard to manage her small business, where she sells skirts, tops, trousers, and dresses.

To help expand her business, Mercy has requested a loan of 2,000,000 Ugandan Shillings from BRAC Uganda. The loan will be used to buy more dresses and skirts in specific colors and cuts. It will help Mercy to generate greater profits and increase the range of her inventory to attract customers.

Mercy hopes that in the future she will be able to open another boutique.

Mercy is a member of BRAC's Small Enterprise Program (SEP). The program primarily serves small entrepreneurs like Mercy who do not have enough collateral for commercial loans, but whose businesses have grown too large for microloans.

Additional Information

About BRAC Uganda

This loan is administered by BRAC Uganda, a registered non-governmental organization (NGO) in Uganda that is also a part of the BRAC international network. BRAC Uganda attempts to address poverty through a holistic model, offering programs in education, health, water & sanitation, agriculture, and microfinance. BRAC Uganda’s microfinance program aims to provide the poor with easy, reliable, and efficient access to institutional financial services, and reaches over 150,000 families in Uganda. For more on BRAC Uganda, please see our partner page, and join our lending team, Friends of BRAC Uganda.

About Uganda

  • $1,800
    Average annual income
  • 131
    View loans »
    Uganda Loans Fundraising
  • $33,852,025
    Funds lent in using Kiva
  • 2,510.0
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A loan of $800 helped Mercy to buy more dresses and skirts in specific colors and cuts.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Aug 13, 2012
Aug 28, 2012
Currency Exchange Loss:
Sep 20, 2013