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Varduhi lives in Kapan town with her husband and two sons: 2-year-old Vigen and 6-year-old Alex. Varduhi's husband serves at the local military unit. He also helps Varduhi to run the farm, where they breed cows and hens.

Currently the cows number only two, and Varduhi wants to purchase more cattle to receive more milk. With the help of this loan, Varduhi plans to purchase two calves and two cows.

Varduhi hopes she will earn more income, which will allow her to improve conditions in her household and ensure a more prosperous life for her family.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 136
    View loans »
    Armenia Loans Fundraising
  • $15,776,200
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $3,000 helped Varduhi to pay for two calves and two cows.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Aug 1, 2012
Aug 28, 2012
Currency Exchange Loss:
Sep 17, 2014