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Ani lives in Sisian town with her husband. The couple is involved in agriculture and keeps beehives and cultivate wheat and potatoes.

Ani is requesting a loan to purchase 20 bee colonies to increase her agriculture income. She will also use her loan to purchase seeds to cultivate and fuel for her tractor. Developing their business is vital for this young couple to improve their income and create better living conditions for their children in the future.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 123
    View loans »
    Armenia Loans Fundraising
  • $16,733,225
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $3,000 helped Ani to purchase bees, seeds, and tractor fuel.
100% repaid
Repayment Term
25 months (Additional Information)
Repayment Schedule
Aug 3, 2012
Aug 28, 2012
Currency Exchange Loss:
Aug 17, 2014