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Krobo Group
In this Group: Philomina, Diana, Morkor, Elizabeth, Patricia, Gladys, Elina
Krobo group is made up of seven ladies who are from Teshie. This group was formed in 2009 and has been together till now. They sell yams, fish, cocoyams, turkey meat, maize, cooking utensils and underwear. They meet on every Monday to discuss business and repayment of the loan. They have been with ID-Ghana since 2010 and are loyal.

Elina is 37 years old and sells underwear. She is married to a 45-year-old security guard and two children who are schooling. This is her 5th loan cycle with ID-Ghana. She has improved her business quickly by graduating from one loan cycle to another. Her children's ages are 12 years and 15 years old.

She has been doing this job for 8 years and has a lot of experience. She needs this loan to buy ladies' wear; there is a demand from customers. She was given 500 Ghana cedis in the 4th loan cycle and now needs 700 Ghana cedis to expand her business. Her monthly profit is 90 Ghana cedis which she uses in part to help husband with family expenses and part for reinvestment.

The women need a total amount of 2,600 Ghana cedis to able to meet customer demand

Additional Information

About ID Ghana

ID Ghana is a microfinance NGO that provides financial and social services to underserved urban communities in Accra. ID Ghana’s socially-oriented business model provides clients with a number of social services, including financial literacy training, group discussions led by peer educators on health and nutrition education, child schooling, basic medical services, and counseling and legal services for women victims of violence.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Ghana

  • $3,500
    Average annual income
  • 13
    View loans »
    Ghana Loans Fundraising
  • $12,277,625
    Funds lent in using Kiva
  • 1.9
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A portion of Krobo Group's $1,350 loan helped a member to buy ladies' wear to sell to customers.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Aug 17, 2012
Aug 28, 2012
Currency Exchange Loss:
Apr 19, 2013