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Hadijah is 50 years old, married, and has three children, one of whom works and two of whom attend university. Her husband is a building contractor.

Even though her husband has a regular income to meet the family needs, Hadijah does not want to solely rely on her husband’s income. One of Hadijah hobbies is making cakes and she utilizes this skill to generate income. She produces different types of cakes and cookies, such as bread, platter cakes, sponge cakes, chocolate cookies, “nastar” cakes (made of wheat flour, margarine, eggs, and jam), etc. Hadijah distributes her products to traditional market and kiosks.

Hadijah is thinking of expanding her business by providing many more types of cakes in large quantities. She is requesting a loan for 4,000,000 IDR from TLM, which she will use to purchase flour, rice flour, margarine, eggs, cheese, and other ingredients. She believes that the business has good prospects for the future and would enable her to generate more income for the family.

Additional Information

About Tanaoba Lais Manekat

This loan is administered by Tanaoba Lais Manekat (TLM). TLM is a microfinance institution that seeks to improve the quality of life of poor communities in the province of Nusa Tenggara Timur in Indonesia. TLM has been operating since 1995 and, in addition to providing microloan and savings services, provides client training on financial management and entrepreneurship.

TLM’s head office is based in Kupang, West Timor, Indonesia. Kupang is the capital city of Nusa Tenggara Timur province in eastern Indonesia. Nusa Tenggara Timur is the province with the least favorable social and economic statistics of all the 33 Indonesian provinces.

Join our lending team TLM West Timor.

About Indonesia

  • $5,200
    Average annual income
  • 71
    View loans »
    Indonesia Loans Fundraising
  • $6,318,525
    Funds lent in using Kiva
  • 9,490.0
    Indonesia Rupiahs (IDR) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Hadijah to purchase flour, rice flour, margarine, eggs, cheese and other ingredients.
100% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Aug 15, 2012
Aug 28, 2012
Currency Exchange Loss:
Mar 17, 2014