- RwandaServicesFunding via Vision Finance Company s.a. (VFC), a partner of World Vision International
- RwandaRetailFunding via Vision Finance Company s.a. (VFC), a partner of World Vision International
- RwandaAgricultureFunding via Vision Finance Company s.a. (VFC), a partner of World Vision International
Update on EmertheEmerthe is aged 50. She is married and they have seven children. All the children attend school. With the loan, she wants to buy more foodstuffs such as potatoes, cassava and beans for sale. The profits from the business will be used to renovate the house. She would like to have a booming business in the future.
Previous Loan DetailsEmerthe is married. She is 49 years old. She has been selling different food items, such as beans, bananas and rice in her store for 12 years. She wants the loan to buy more foodstuffs. She will use the profits to pay school fees for her children. More from Emerthe's previous loan »
About Urwego Opportunity Bank of Rwanda (UOB)Urwego Opportunity Bank (UOB) helps underserved Rwandans by providing its clients with the necessary credit and savings capabilities required for economic transformation. It offers credit products, including group and individual loans, as well as training in business development, financial literacy and health management. UOB loan products leverage social collateral since most group members have little to no collateral.
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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