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Jerovia Group
In this Group: Zulma, Valentina, Dominga, Lilian, Actia, Maria, Daniela, Veronica, Estela, Angela
The “Jerovia” group is a very young one that’s in its first cycle with ten members, all women who do a variety of things. The committee is very excited about this new opportunity to continue growing and also to generate extra income.

One of the members is Estela who sells cosmetics like body cream, make-up, hair treatment products and nail products, among others. She strives to include more sectors in her sales and to increase her customer base to generate higher personal income that will help her towards a better future.

She will use the loan to buy larger amounts of cosmetics since she has a demanding clientele with respect to quality and price.
View original language description ↓
El comité Jerovia es uno muy joven recién se encuentra en su 1er ciclo cuenta con 10 miembros mujeres dedicadas a actividades varias.El comité se encuentra muy entusiasmado por este nueva oportunidad de seguir creciendo y también de generar ingresos extras.
Una de las integrantes, la señora Estela se dedica a la venta de productos de cosméticos como cremas para el cuerpo, maquillajes, productos de tratamiento para el cabello y uñas entre otros, es así que ella se esmera por abarcar más sectores de la venta o bien aumentar su clientela y poder generar mayores ingresos personales que le ayuden a un futuro mejor.
El crédito sería utilizado para comprar mayor cantidad de cosméticos ya que tiene una clientela exigente con la calidad y el precio.

Additional Information

About Fundación Paraguaya

Fundación Paraguaya is a financially self-sustaining social enterprise that promotes entrepreneurship in urban and rural areas through microfinance, education programs, and more. Its focus on agriculture has helped many farmers boost their crop yields. And a number of other borrowers have taken out loans to start and grow social businesses that have helped deliver eyeglasses, medicines and other helpful services in their local communities.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Paraguay

  • $8,400
    Average annual income
  • 50
    View loans »
    Paraguay Loans Fundraising
  • $38,032,600
    Funds lent in using Kiva
  • 4,415.0
    Paraguay Guarani (PYG) = $1 USD

Success!! The loan was 100% repaid

A portion of Jerovia Group's $1,275 loan helped a member to buy cosmetics.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Jul 26, 2012
Aug 31, 2012
Currency Exchange Loss:
Mar 15, 2013