A loan of $1,300 helped to buy clothes, shoes, purses for her store and food items for her catering business.


Jenny Janina's story

The communal bank "Seventh of September" meets every two weeks in the city of Manta, a city known for its beautiful beaches, which are well visited in every season of the year, and for being a city with unequaled beauty and many tourist attractions.

Señora Jenny lives in this place. She is 36 years old and is a single mother with a 19-year-old son who is studying in the university. She has been in the communal bank for four loan cycles, and she likes it because the loans are quick and don't have too many requirements.

She works in commerce in order to earn a living and thus help her son with his studies. She has a shop in her house where she sells American clothing, shoes, and purses, among other products, that they send her from the United States. She works in her business every day, and she also prepares food and appetizers for a social events center in the city, a business that she works in up to two times a week and from which she earns a good amount by selling these dishes. She has had this business for more than 9 years, and this is how she has managed to raise her son alone so that he could become a good person.

She is repeating the loan that was of so much help to her, since she was able to pay for the merchandise that arrived for her during this time. In her business, as always, she has had very good days and others that were not so good, but it has allowed her to advance and to give her son a very good education. This loan is to buy clothing, shoes, and purses (for her store) and groceries to prepare her delicious dishes.

Her dream is to have a big restaurant in the city.

Translated from Spanish by Kiva volunteer Pam McMurry


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