A loan of $1,500 helped to buy clothes, perfume, creams, cosmetics, etc.

María Cesibel's story

The “Tosagua” communal bank meets every two weeks in the city of Tosagua. This place is known for being very dynamic and most of the residents work in agriculture and in animal husbandry; it’s a zone with much vegetation.

María, 31, lives here. She’s in a common law relationship and has four children who are 12, 9, 7 and 2 years old. Two attend secondary school and one is in elementary school. Her husband is a master bricklayer.

She is a housewife who in order to earn her own income and help her husband cover household expenses sells clothes and Yanbal products (beauty products, cosmetics, perfumes and women’s accessories). She works every day going door to door especially in the morning which is when her children are in school and it’s easier to do her selling then. She sells on credit and collects payments weekly. She’s been in business five years and does very well.

This loan is to buy clothes, perfumes, creams and cosmetics, among others. She’s been in the communal bank five years and likes it because she started the business that today makes it possible for her to get ahead with her first loan. Her dream is to own a boutique.

Translator profile picture

Translated from Spanish by Kiva volunteer Polliz

Loan details

Lenders and lending teams

Loan details