A loan of $75 helped purchase waste material.

Rosidah's story

R. is 32 years old, and is married with two children, both girls aged 15 and 10. The eldest is attending senior high school, while the younger one is in elementary school. Her husband, Salim, does not have a fixed job, so he does odd jobs, carrying goods and off-loading trucks when he can.

R. buys waste material like plastic cups, plastic bottles, cardboard and paper from her neighbors and other houses in the village. Her husband uses a cart to collect scrap metal and other waste material. Households do not just give away waste material, because there is demand and therefore economic value in recycling. So the more working capital they have, the more scrap they can collect and recycle. Their own working capital is limited, at around $250. Having heard from her friends about MBK, R. has now applied to MBK to add to her working capital. Since this is the first time, R. can only borrow a maximum of $75 from MBK.

The recycling business consists of the following chain. R. and her husband are the first link in this chair, buying waste and scrap materials from households, sorting and cleaning them, before selling them to an intermediate dealer. This dealer comes around in a small truck, collects the sorted-out material and takes it to the warehouse dealer. There, the different materials are weighed in front of R.’s husband, who then gets paid by the intermediate dealer. The warehouse dealer in turn sends the waste material to various processing factories, which turn produce clean and reusable recycled paper, cardboard and plastic recycled raw materials. Waste recycling undertaken by R. and her husband thus helps clean the environment by reusing waste material which otherwise would go to the landfills.

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