A loan of $1,500 helped to purchase pants, blouses, t-shirts, fruits, and legumes.

Rosa Hermita's story

The communal bank Tosagua meets every two weeks in the city of Tosagua, which is known to be a very dynamic place where most residents work farming and raising animals because it is an area with lots of vegetation.

That is where Rosa lives. She is 57 years old, married, and has four children from this relationship, who are all independent adults. Her husband is a driver and merchant.

She became a merchant in order to earn her own income so that she could get ahead and help her husband with home expenses. She sells all types of clothing. Her sales method is door-to-door, but her best customers also come to her home to make their purchases. She also gives part of the loan to her husband so that he can use it for his business, since he sells fruits and legumes. He travels the city and the fields in his car with his products and has a lot of customers. She has been in business for eight years and her husband has been in his for much longer.

She will use this loan to buy more merchandise such as pants and blouses, and fruits and legumes for her husband to sell. She has been with the communal bank from the start and enjoys it because the loans allow her to better finance her business.

Her dream is to buy her own car.

Translated from Spanish by Kiva volunteer Mariana Sanchis

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