A loan of $5,750 helped a member to buy a living room suite and chairs.


Fraternidad De Urubamba Group's story

The member, Engracia, is 34 years old, and married with four children. She is a native of Urubamba but lives in the city of Cusco. She is a housewife and cares for her young children. She is a happy, responsible woman who gets her family ahead. Previously, she had a small grocery store in Urubamba but had to close it because she had to move to Cusco and also because other people opened stores near hers. Engracia lives in Cusco in a rented house and wishes to furnish the house with basic amenities such as furniture. At this time, she is requesting the loan to buy a living room suite and chairs for her new house. Her husband supports the family income with his job providing transportation services on the routes from Cusco to Ollantaytambo and back. (Engracia is raising her hand in the photograph). This group is made up of neighbors and friends that formed the “Fraternidad de Urubamba” Communal Bank in the Urubamba province, Cusco department. This communal bank is a made up of people that are always looking for opportunities to get ahead and strive daily to provide their children with a better future. The members’ business activities include sales of fruit and vegetables, “chicha de jora” (a beverage made from corn), hot drinks, straw, and meals, as well as the building and sales of furniture, and transportation and security services. The members are grateful for the opportunity provided and are committed to making their respective payments according to the established terms.

In this group: Engracia, Hilaria, Eufemia*, Juan Alberto, Trinidad, Celedonia, Prudencia, Marco Antonio, Leonarda, Elizabeth, Casilda, Harol Dennis
*not pictured

Translated from Spanish by Kiva volunteer Eleanor Francoletti-Putz



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