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Rosaura Cristina

Update on Rosaura Cristina

Rosaura Cristina, 32, is married and lives with her husband and two children, ages 11 and 9, in the Pueblo Viejo canton in Ventanas, Los Ríos Province. The UNIDO SOMOS [We Are United] communal bank is in El Marañón, Puerto Pechiche parish, Pueblo Viejo canton. The communal bank members are seasonal farmers who grow corn, rice and beans. Rosaura grows corn, rice, and beans. She buys her products at the Karlita agricultural supply center and sells at the Castillo center.

She is requesting the loan to plant corn, rice, and beans and to buy seeds, urea, farm supplies, and fertilizers for the crops. The loan will give Rosaura financial help to meet these needs. Facing challenges like pests, diseases, and weather changes will be easier with the loan because she will be able to buy the supplies.

Rosaura's dream is to buy farmland and produce much more. She likes to play sports in her free time.
View original language description ↓
Rosaura Cristina tiene 32 años de edad es casada vive con el esposo y sus dos hijos de once y nueve años de edad en el Cantón Pueblo Viejo perteneciente a Ventanas Provincia de los Ríos.

Los miembros de la V.R.C. UNIDO SOMOS MAS se encuentra ubicada en el recinto El Marañón por la Parroquia Puerto Pechiche perteneciente al Cantón Pueblo Viejo, esta ventanilla se dedica a labores agrícolas de ciclo corto siembra de maíz, arroz y fréjol.
Rosaura se dedica a la agricultura a la
siembra de maíz, arroz y fréjol. Compra sus productos en Comercial Agro insumos Karlita y los vende en el comercial Castillo.
Solicita el crédito para sembrar maíz, arroz y fréjol y comprar semillas, urea, insumos y abonos agrícolas, fertilizantes líquidos para los cultivos.

Con el apoyo del crédito le ayudaría económicamente para suplir sus necesidades. Enfrentar desafíos como las plagas y enfermedades y la variedad del clima con la ayuda del crédito será más fácil para adquirir los insumos.
Su sueño es poder comprarse un terreno para sembrar y poder producir mucho más. En su tiempo libre le gusta practicar el deporte.

Previous Loan Details

Rosaura Cristina is 31 years old. She is married and lives with her husband and two children, ages 11 and 9, in the Pueblo Viejo canton, which is in Ventanas, Los Ríos Province. The UNIDO SOMOS (We Are United) communal bank is located in the El Marañón precinct of Puerto Pechiche parish, which... More from Rosaura Cristina's previous loan »

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Ecuador

  • $10,600
    Average annual income
  • 38
    View loans »
    Ecuador Loans Fundraising
  • $26,684,900
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Rosaura Cristina to plant corn, rice and beans and to buy seeds, urea, farm supplies, compost and fertilizers.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Aug 16, 2012
Sep 6, 2012
Currency Exchange Loss:
Sep 19, 2013