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Gloria Beatriz

Update on Gloria Beatriz

Gloria Beatriz is 27 years old, she is single, she has two children, and she lives with her mother and her two children (who are 7 and 5 years old) in the canton of Ventanas, in the province of Rios.

She is a member of the VRC Las Palmas Group, located in the Campo Alegre precinct in the canton of Bab, which is an area dedicated to agriculture.

Gloria has been working in agriculture for 8 years by planting corn and rice. She makes her purchases and sales in Ventanas and Pueblo Viejo. She is seeking a loan so that she can buy agricultural fertilizers for her corn crops. With the help from this loan she will also be able to buy seeds. Her dream is to have a house.

She doesn't have any troubles. In her free time she likes to work.
View original language description ↓
Gloria Beatriz tiene 27 años de edad es soltera tiene dos hijos, vive con la mamá y con los hijos de 7 y 5 años de edad en el Cantón Ventanas provincia de los ríos.

Es integrante de la VRC LAS PALMAS, se encuentra ubicada en el Recinto campo Alegre, Pertenece al Cantón Bab se dedican a labores Agrícolas.
Gloria se dedica a la agricultura y a la siembra de maíz, arroz hace 8 años. Las compras y las Ventas lo realiza en Ventanas y en Pueblo viejo. Solicita el crédito para trabajar en la siembra de maíz y compra de abonos agrícolas.
Con la ayuda del crédito le ayudará a comprar semillas. El sueño es poder tener una casa.

No se le ha presentado ningún tipo de problema. En el tiempo libre le gusta trabajar.

Previous Loan Details

Gloria Beatriz is 26 years old, she is single and she has two children. She lives with her mom and children, who are 7 and 5 years old, in the Canón Ventanas province of Los Ríos. She is a member of the communal bank Las Palmas, located in the the Campo Alegre area which is part of Cantón Baba... More from Gloria Beatriz's previous loan »

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Ecuador

  • $10,600
    Average annual income
  • 30
    View loans »
    Ecuador Loans Fundraising
  • $26,742,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Gloria Beatriz to buy seeds and fertilizers for her corn crops.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Jul 25, 2012
Sep 6, 2012
Currency Exchange Loss:
Feb 15, 2013