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Francisca, 61, is single and has a son. She lives in the town of Tela with two students she cares for. Francisca has been working as a florist and selling cosmetics for 20 years. She manufactures piñatas, floral arrangements and sells creams, lotions, perfume, deodorant and other beauty products and cosmetics via Avon and Vogue catalogues. She also cares for two students earing extra income that way. She’s asking for her third ODEF loan for 15,000 Lempiras to buy supplies like crepe paper, wire and glue to make piñatas because she has pending customer orders she wants to fill. Her goal is to grow more in her business to increase her income.
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Doña Francisca, tiene 61 años de edad, soltera, tiene un hijo, vive en el municipio de Tela, junto a dos estudiantes que cuida. Doña Francisca tiene 20 años de dedicarse a la floristería y venta de cosméticos. Elabora piñatas, arreglos florales y vende cremas, lociones, perfumes, desodorantes y otros productos de belleza y cosméticos, por medio de catálogos de AVON y VOGUE. Además cuida a dos estudiantes de donde obtiene otros ingresos. Esta solicitando el tercer préstamo a ODEF, que es por 15,000 Lempiras, con el cual va comprar materiales como papel china, alambre, pegamento para la elaboración de piñatas que tiene por encargo actualmente y cumplirles a sus clientes. Su meta es hacer crecer más su negocio para incrementar sus ingresos.

Additional Information

About Organización de Desarrollo Empresarial Femenino Financiera, S.A.

This loan is administered by Organización de Desarrollo Empresarial Femenino Financiera, S.A. (ODEF), a Kiva Field Partner in Honduras. A leader in the microfinance sector since 1985, ODEF strives to combat poverty by offering a wide array of financial services to low-income men and women. The organization works with its parent NGO, ODEF OPD, to provide training and technical assistance to impoverished microentrepreneurs. By incorporating the entire family unit in this process, ODEF OPD aims to improve the standard of living through the creation of profitable enterprises. Visit ODEF’s partner page for more information.

About Honduras

  • $4,800
    Average annual income
  • 78
    View loans »
    Honduras Loans Fundraising
  • $9,996,350
    Funds lent in using Kiva
  • 19.6
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $775 helped Francisca to buy crepe paper, glue and wire to make piñatas to sell.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Aug 17, 2012
Aug 31, 2012
Currency Exchange Loss:
Sep 17, 2013