He earns income at present working more than 8 hours daily as an employee in a private transportation firm and uses his earnings to cover food costs and to help pay basic utility costs for his family.
He needs the loan for the construction of another bedroom at his parent’s house because he’d like to provide more comfort and better quality of life for them; what little he earns is insufficient to do so. Kevin’s dream is to study accounting and to improve his income so that he can become independent.
This is his second loan request to IMPRO and first to KIVA.
Actualmente percibe ingresos ya que trabaja por más de ocho horas al día en una empresa privada de transportes como empleado y con lo que gana debe cubrir los gastos de alimentación y ayudar en los pagos de servicios básicos de su familia.
El crédito lo requiere para la construcción de una habitación más en la casa de sus padres ya que desea darles más comodidad y mejorar su calidad de vida ya que con lo poco que gana no le alcanza para la construcción.
El sueño de Kevin es estudiar contabilidad y mejorar sus ingresos para poder independizarse.
Es la segunda vez que solicita crédito junto a IMPRO y la primera vez con KIVA.
About IMPROIMPRO is a small non-profit organization that has been offering micro credit to the working poor in the Bolivian cities of La Paz and El Alto since 1995. IMPRO’s goal is to fight poverty by offering loans to small business owners who cannot access credit through the regular banking system due to a lack of guarantees or collateral.
To ensure that everyone has access to credit, IMPRO maintains a low interest rate by minimizing operational costs. IMPRO’s partnership with Kiva, which began in 2007, has allowed IMPRO to expand its services while maintaining these low interest rates.
About Housing Loans
Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.
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