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Magaly Alexandra

Update on Magaly Alexandra

Magaly Alexandra, 24, is married and lives with her husband and child. She lives in Ventanas Canton in the province of Los Ríos.

This bank, San Francisco de Sibimbe Communal Bank, is located in Sibimbe Precinct in Ventanas Canton. The 20 members of this bank work in short-cycle agriculture growing corn and rice.

Magaly Alexandra farms corn. She also raises chickens. She makes her purchases and sales in the city of Ventanas.

She's requesting the loan to buy seeds, liquid weedkiller to combat pests, insecticide, Ranger, fertilizer, and manure. With the help of the loan she'll be able to improve her crops and combat pests.

Her dream is to get ahead with her family. In her free time she especially likes to play indoor soccer.
View original language description ↓
Magaly Alexandra tiene 24 años, es casada vive con el esposo y con la hijo. Vive en El Cantón Ventanas Provincia de Los Ríos.

Esta Ventanilla se llama VRC SAN FRANCISCO DE SIBIMBE, se encuentra ubicada en el Recinto Sibimbe, perteneciente al Cantón Ventanas, esta ventanilla tiene 20socio los cuales se dedican a labores agrícolas de ciclo corto siembran maíz y arroz.

Magaly Alexandra se dedica a la agricultura a la siembra de maíz, además se dedica a la crianza de pollos. Las compras y las ventas lo hace en la ciudad de ventanas.

Solicita el crédito para la compra de semillas, líquido para convatir las plagas, insecticidas, ranger, fertilizantes y abonos. Con el apoyo del crédito podra mejorar los cultivos y convatir a las plagas. El sueño es salir adelante con la familia.

En el tiempo libre le gusta jugar en especial el indor.

Previous Loan Details

Magaly Alexandra is 23 years old, and she is married. She lives with her husband and her child. They live in the Ventanas canton, Los Ríos province. Her Communal Bank is called San Francisco de Sibimbe. It is located in the Sibimbe precint, which is in the Ventanas canton. The communal ban... More from Magaly Alexandra's previous loan »

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Ecuador

  • $10,600
    Average annual income
  • 30
    View loans »
    Ecuador Loans Fundraising
  • $26,742,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Magaly Alexandra to buy seed, weedkiller, insecticide, and fertilizer.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Aug 3, 2012
Aug 31, 2012
Currency Exchange Loss:
Sep 19, 2013