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Rafael is married and the father of four children, three of whom attend school. He lives with his family in a home they own and is not financially responsible for anyone else. He works as a machine operator for a banana company. He will use this loan to buy construction materials (sand, cement, iron, stone, etc.) to continue building his house. In the future he hopes to finish his house and purchase an electric pump for his farm. He is committed to paying off this loan so she can apply for further loans from Hluvuku. His greatest challenge is the lack of funds to carry out all his projects.
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Casado e pai de 4 filhos dos quais 3 frequentam a Escola, vive na casa própria com a sua família e não sustenta mais ninguém.
Trabalha como operador de máquinas numa empresa de produção de bananas. Com este empréstimo pretende comprar material de construção (areia, cimento, ferro, pedra, e outros) para dar continuidade a obra da sua casa.
No futuro deseja terminar a sua casa, adquirir uma motobomba para a sua machamba, para tal compromete-se a pagar devidamente o empréstimo para solicitar mais a Hluvuku.
O desafio é a insuficiência de fundos para realizar todos os seus projectos.

Additional Information

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Mozambique

  • $1,200
    Average annual income
  • 5
    View loans »
    Mozambique Loans Fundraising
  • $3,046,925
    Funds lent in using Kiva
  • 28.6
    Mozambique Meticais (MZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $475 helped Rafael to buy construction materials (sand, cement, iron, stone, etc.) to continue building his house.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Jul 31, 2012
Sep 1, 2012
Currency Exchange Loss:
Oct 17, 2013