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Artur is married and doesn't have kids yet. He lives in his own home with his family and also supports a nephew who lives with him. He is a teacher by profession as part of the Ministry of Education. He will use this loan to buy construction materials (beams, sand, cement, iron, stone, etc.) to finish work on his home. In the future, he hopes to start a business and to become a businessman with a wide reach. To do this, he promises to make his payments on time so he can request more loans from Hluvuku. His challenge is the lack of financial resources to satisfy his needs.
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Casado e ainda sem filhos, vive na casa própria com a sua família e sustenta um sobrinho que vive com ele.
É professor de profissão e quadro do Ministério da Educação. Com o presente empréstimo pretende comprar material de construção (barrotes, areia, cimento, ferro, pedra e outros) para fazer acabamentos da obra da sua casa.
No futuro deseja iniciar uma actividade comercial e se tornar um empresário de grande envergadura, para tal compromete-se a pagar devidamente o empréstimo para solicitar mais a Hluvuku.
O desafio é a falta de condições financeiras suficientes para satisfazer suas necessidades.

Additional Information

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Mozambique

  • $1,200
    Average annual income
  • 43
    View loans »
    Mozambique Loans Fundraising
  • $3,093,225
    Funds lent in using Kiva
  • 28.6
    Mozambique Meticais (MZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $700 helped Artur to buy construction materials (beams, sand, cement, iron, stone, etc.) to finish work on his home.
100% repaid
Repayment Term
18 months (Additional Information)
Repayment Schedule
Aug 15, 2012
Sep 1, 2012
Currency Exchange Loss:
Mar 27, 2014