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Sonja is from Kosovo. She lives in a small village in a Serbian community. She is married and is a mother of four children, ages 9 to 18 years old. All four of her children attend school. Her husband receives a pension from the company that he used to work for before the war.

Now, Sonja works together with her husband in an agricultural business. She has been busy with this kind of business for a long time. Sonja and her husband are earning money by working on their neighbor's land.

As agriculture is the main source of income for Sonja's family, she is requesting a loan to buy agricultural machinery and tools for working on the land. She is very grateful to KIVA lenders for the financial support given to help her family.

Additional Information

More information about this loan

This loan will support the economic aspirations of minority people in Kosovo. Roma people and ethnic Serbians have historically faced a tremendous amount of hardship in Kosovo, and are still socioeconomically and politically vulnerable. During the 1998-1999 war, the fighting displaced 250,000 people. Among those displaced were an estimated 80-90% of the region’s Roma population. Today, Roma and ethnic Serbians living in Kosovo still face discrimination and are excluded from many aspects of society, including fair political representation and high rates of unemployment. By supporting this loan you are helping provide opportunity to marginalized populations.

About KosInvest

KosInvest is a micro-enterprise development organization that provides loans to help people in rural Kosovo generate more income and improve their living conditions. It offers a wide range of loan products, from loans tailored to micro and small enterprises to loans designed to help women-headed households.

About Kosovo

  • $7,600
    Average annual income
  • 4
    View loans »
    Kosovo Loans Fundraising
  • $2,256,825
    Funds lent in using Kiva
  • 0.8
    Euro (EUR) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,025 helped Sonja to buy agricultural machinery and tools for working on the land.
100% repaid
Repayment Term
22 months (Additional Information)
Repayment Schedule
Aug 21, 2012
Aug 27, 2012
Currency Exchange Loss:
Apr 16, 2014