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David is 34 years old and lives in a small village in the Kareli district. He is married and lives with his parents. David has a 1-year-old son. His father is provided with a retirement pension. The family runs an agricultural business. In particular, they have 2 hectares of apple garden, 2 hectares of owned and rented agricultural land where different kinds of vegetables and cereal crops are grown: tomatoes, garlic, onion, haricot, wheat. David sells his produce at the local open market. He is also successfully involved in an animal husbandry business and has 2 milking cows, 4 calves and 2 pigs. David produces cheese and pork and sells locally. He is a very hardworking man, with rich experience in his work.

David requested a loan to purchase his rented land, where he has an apple garden. He will be able to make the land private. The family will work hard during the spring and summer seasons, and after the seasonal work is properly done they hope to get a good harvest. As a result of this Kiva loan, the family’s income will increase, which will enable them to improve the family’s living conditions. David hopes for your help and kindness.

Additional Information

About LLC Micro Finance Organization Credo

LLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.

About Georgia

  • $6,100
    Average annual income
  • 48
    View loans »
    Georgia Loans Fundraising
  • $8,648,750
    Funds lent in using Kiva
  • 1.6
    Georgia Lari (GEL) = $1 USD

Success!! The loan was 100% repaid

A loan of $875 helped David to purchase his rented land.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Aug 2, 2012
Aug 27, 2012
Currency Exchange Loss:
Sep 17, 2013