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Sam Ath's Group
In this Group: Sam Ath, Khaem
Sam Ath is 43 years old and a married mother. She is originally from Kandal Province's Sa Ang district, Cambodia. She has four children, three of whom have their own jobs at the factory; the remaining one is still young.

She and her husband struggle in supporting the entire household from their half hectare of farmland for rice cropping. Her husband also uses any spare time to add more income through catching fish for resale. Sam Ath has been engaging in this business for 20 years, earning almost 14,000 KHR per day. Her main challenges are the lack of working capital and the yields destroyed by insects.

Including this new loan, she has joined VisionFund for five cycles. She has used her past four loans, which she has all repaid, with success in maintaining her household, especially in providing daily decent food for her children. Furthermore, she also can manage to save some money for her children's future.

Now, she has formed a group of two to apply for a new loan. Both women are seeking the same loan amount: 1,000,000 KHR each. As the leader, Sam Ath will use her loan portion to buy fertilizer and rice seed and to pay for plowing fee; some portion will used to buy four pigs for raising as additional income.

She hopes to earn more income in order to upgrade her living condition.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 51
    View loans »
    Cambodia Loans Fundraising
  • $41,847,450
    Funds lent in using Kiva
  • 4,063.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Sam Ath's Group's $500 loan helped a member to buy fertilizer and rice seed; to pay for plowing, and to buy four pigs.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jul 27, 2012
Aug 26, 2012
Currency Exchange Loss:
Aug 17, 2013