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Sanh's Group
In this Group: Sanh, Kuch, Mer, Nut
Sanh is 50 years old and a villager from a rural area of Sa Ang district, Cambodia. She and her husband are rice farmers on two hectares of farmland. Additionally, she raises pigs at home while her husband catches fish for sale.

The entire income generating activities earn them about 19,000 Riel (KHR) which support her five children. Two of her children are students, while the others work at a factory but receive a low salary. She has had this business for 29 years and is challenged with the lack of working capital for it.

Sanh's group is composed of four members: three women and one man. She and one of her co-members are on their second loans, whereas the remaining two group members are on their seventh loans with Kiva's partner VisionFund. The past loan helped her to manage her household's daily basic needs and to set aside some money to buy pigs for raising as extra income. She's now leading her group for this new loan. She will use her portion of the loan to buy fertilizer and rice seed, and to pay plowing and harrowing fees. She will also use a some of it to buy three more pigs to raise. She expects to gain more yield during this rainy season so as to double her income to improve her family's living conditions.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 51
    View loans »
    Cambodia Loans Fundraising
  • $41,847,450
    Funds lent in using Kiva
  • 4,063.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Sanh's Group's $900 loan helped a member to buy fertilizer and rice seed, and to pay harvesting and harrowing fees.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jul 27, 2012
Aug 26, 2012
Currency Exchange Loss:
Aug 17, 2013