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Sam's Group
In this Group: Sam, Sorn
Aged 50 and originally from the Moung Russey district of Battambang Province, Sam is a widowed mother of five children. Out of her five children, three children need her support as they are still in school.

For her children's sake, she earns a daily income from a five-hectare plot of crop-planting farmland. She manages to earn about 21,000 KHR per day from the business that she has been with for ten years.

The main challenge for her business is the shortage of water supply for her paddy field. To overcome this challenge, she leads a group of two female members to seek a new loan; both of them are the sixth-time borrowers. After her successful past loans that she completely paid back, she believes that she can keep up a good living standard for her family.

With this new loan, she is seeking 1,000,000 KHR, whilst her co-member is applying for 700,000 KHR. She, as the leader, will use her loan portion to buy fertilizer, gasoline for pumping water, insecticide for spraying, and to pay for labor costs for her farmland. She hopes to grow her rice in a timely manner and sell it at a good price, so she can make more income for her children's sake.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 227
    View loans »
    Cambodia Loans Fundraising
  • $40,040,200
    Funds lent in using Kiva
  • 4,063.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Sam's Group's $425 loan helped a member to buy fertilizer, insecticide, and gasoline for pumping water, and to pay for labor costs.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
At end of term
Jul 27, 2012
Aug 26, 2012
Currency Exchange Loss:
May 18, 2013