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Elma works hard to support her family. Elma is married and has a buying and selling of fish business in the Philippines.

Elma requested a PHP 15000 loan through NWTF to buy fish to sell in her business.

Elma has been in this business for 3 years now.

In the future, Elma would like to save money to expand her business.

Additional Information

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 487
    View loans »
    Philippines Loans Fundraising
  • $69,648,700
    Funds lent in using Kiva
  • 42.4
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $375 helped Elma to buy fish to sell in her business.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Aug 3, 2012
Aug 26, 2012
Currency Exchange Loss:
May 17, 2013