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Lilliam is 65 years old and lives with her children in a community called Upala, which is in the province of Alajuela, Costa Rica. The area is known for its national parks, its extensive variety of flora and fauna, and for having a very warm climate good for growing certain fruits like mangoes and melons, among others. Lilliam has her own home, but it is in bad condition. She needs to repair the walls, floors and pavement, since it is the rainy season and the water seeps into her home. She is requesting the loan to purchase construction materials, like zinc, wood, cement and other items. She is a member of Empresa de Crédito Femenina Cantonal de Upala S.A community bank, and this will be her third loan cycle, which is why she is very grateful to have access to the credit you are providing so she can take on her life's projects.
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Lilliam es una mujer de 65 años de edad, vive con sus hijos en una comunidad llamada Upala que pertenece a la provincia de Alajuela, localidad que se caracteriza por sus parques nacionales, su extensa variedad de flora y fauna y por tener un clima muy caluroso, lo que permite la producción de ciertas frutas que se desarrollan con más fuerza en este tipo de clima, como el mango, el melón entre otros.
Doña Lilliam tiene vivienda propia pero está en mal estado, necesita reparar paredes, pisos y aceras, ya que estamos en época de lluvia y se filtra el agua dentro de su casa.
Lilliam está solicitando un crédito de ochocientos mil colones exactos (¢800.000) para comprar materiales de construcción , como zinc, madera, cemento, y otros.
Lilliam es miembro de la Empresa de Crédito Femenina Cantonal de Upala S.A, este será su tercer préstamo, razón por la cual está muy agradecida por las oportunidades de acceso al crédito que ésta le brinda y poder llevar a cabo sus proyectos de vida.

Additional Information

More information about this loan

As a small and relatively young MFI located in Costa Rica, EDESA has difficulty attracting other sources of capital. Many other microfinance funders do not work in Costa Rica, because overall the country is too rich. However, organizations such as EDESA work with extremely marginalized populations in Costa Rica that really need the access to capital that EDESA provides. By funding EDESA, Kiva lenders are allowing the organization to grow and reach more people than they otherwise would be able to reach.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Costa Rica

  • $12,900
    Average annual income
  • 11
    View loans »
    Costa Rica Loans Fundraising
  • $4,836,900
    Funds lent in using Kiva
  • 498.9
    Costa Rica Colones (CRC) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,625 helped Lilliam to purchase construction supplies to repair her home.
100% repaid
Repayment Term
39 months (Additional Information)
Repayment Schedule
Aug 27, 2012
Sep 5, 2012
Currency Exchange Loss:
May 28, 2015