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Emilia Albertina
Emilia is a merchant and has a stall located in the municipal market of San Rafael del sur Managua, Nicaragua. She is 33 years old and is married. Her husband works with her in the same business. She has two young children, one of which is in school.

She makers her living selling grocery products such as grains, rice, beans, corn, wheat, sugar, flour, oil, sausages, and dairy including milk, cream, cheese, and butter among others.

She is requesting the loan to invest in her business to buy rice, oil, sugar, and wheat which are the products requested the most by customers. Emilia is satisfied with the loan she has been granted because she has seen her business grow and her profits have increased.
View original language description ↓
La señora Emilia es comerciante, tiene un tramo ubicado en el mercado municipal san Rafael del sur Managua, Nicaragua tiene treinta y tres años de edad, es casada, su esposo trabaja con ella en la misma actividad comercial, tiene dos niños menores de edad,
Uno en edad escolar.
La actividad comercial a la que se dedica es venta de productos de abarrotería ( granos básicos; arroz, frijoles, maíz, trigo, azúcar, Harina, aceite, productos lácteos como: leche, crema, queso, mantequilla. Embutidos entre otros.
El dinero lo solicita para invertirlo en su negocio para la compra de arroz, aceite, azúcar y trigo que son los productos que le representan mayor demanda. Se siente satisfecha con los financiamiento que se le han otorgado porque ha observado el crecimiento de su negocios y las utilidades se le han incrementado.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 30
    View loans »
    Nicaragua Loans Fundraising
  • $26,395,725
    Funds lent in using Kiva
  • 23.7
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $550 helped Emilia Albertina to buy rice, beans, corn, and oil.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Aug 25, 2012
Aug 31, 2012
Currency Exchange Loss:
Aug 17, 2013