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Elva Melida
Elva, age 42, is married and has two children. She lives in the Santa Cruz de Yojoa municipality.

She has been farming for six years. She grows yucca, corn, and beans. She sells the production at the local market. She also has another business activity. She does tailoring, which generates other income.

She will use the requested loan for 8,000 lempiras to fertilize her crops. She will do this to improve production and quality in order to facilitate sales. Her goal is to increase production in order to get greater income.
View original language description ↓
Elva tiene 42 años de edad, es casada, tiene dos hijos, vive en el municipio de Santa Cruz de Yojoa. Ella tiene 6 años de dedicarse a la agricultura, cultiva yuca, maíz y frijoles. La producción la vende en el mercado local. Además ella realiza otra actividad de sastrería donde genera otros ingresos. El préstamo que solicita de 8,000 Lempiras lo invertirá en abonar sus cultivos con el fin de mejorar la producción y la calidad para facilitar la venta. Su meta es ampliar la producción, para obtener mayores ganancias.

Additional Information

About Organización de Desarrollo Empresarial Femenino Financiera, S.A.

This loan is administered by Organización de Desarrollo Empresarial Femenino Financiera, S.A. (ODEF), a Kiva Field Partner in Honduras. A leader in the microfinance sector since 1985, ODEF strives to combat poverty by offering a wide array of financial services to low-income men and women. The organization works with its parent NGO, ODEF OPD, to provide training and technical assistance to impoverished microentrepreneurs. By incorporating the entire family unit in this process, ODEF OPD aims to improve the standard of living through the creation of profitable enterprises. Visit ODEF’s partner page for more information.

About Honduras

  • $4,800
    Average annual income
  • 52
    View loans »
    Honduras Loans Fundraising
  • $9,386,800
    Funds lent in using Kiva
  • 19.5
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Elva Melida to buy fertilizers for her yucca, corn, and bean crops.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Aug 9, 2012
Aug 30, 2012
Currency Exchange Loss:
Feb 15, 2013