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Jesus Flora

Update on Jesus Flora

Jesus Flora, 32, is married and lives with her husband and two children in Ventanas canton in Los Ríos province. The communal bank SAN FRANCISCO DE SIBIMBE is located in Sibimbe in Ventanas canton. The bank has 20 members who do seasonal farmwork such as planting corn and rice. Jesus Flora is a farmer who plants corn and also raises chickens and pigs. She makes her purchases in Ventanas each month and sells at the fair there.

She is requesting this loan to buy seed, urea, pesticide, and fertilizer. With the loan, she will be able to purchase the supplies without any problems. Jesus Flora faces challenges like insects that attack the plantings. She dreams of continuing to work and likes to spend her free time with her children.
View original language description ↓
Jesus Flora tiene 32 años, es casada vive con el esposo y con los dos hijos. Vive en El Cantón Ventanas Provincia de Los Ríos.

Esta Ventanilla se llama VRC SAN FRANCISCO DE SIBIMBE, se encuentra ubicada en el Recinto Sibimbe, perteneciente al Cantón Ventanas, esta ventanilla tiene 20socio los cuales se dedican a labores agrícolas de ciclo corto siembran maíz y arroz..

Jesus Flora se dedica a la agricultura a la siembra de maíz, además se dedica a la crianza de gallinas, cerdos. Las comprar las realiza en Ventanas cada mes y las vende en la feria de la misma localidad.

Solicita el crédito para la compra de semillas, fertilizantes, urea líquido mata monte y abonos. Con el apoyo del crédito le ayudaría económicamente para comprar los productos sin ningún tipo de problenmas. Enfrentar desafíos como plagas que atacan a los cultivos. El sueño es seguir trbajando.

En el tiempo libre le gusta pasar con lo hijos.

Previous Loan Details

Jesus Flora is 31 years old, married, and lives with her husband and their two children in Ventanas Canton, in the province of Los Ríos. Her community bank is called VRC SAN FRANCISCO DE SIBIMBE and is located in Recinto Sibimbe in Ventanas Canton. The twenty members of the bank work in agricu... More from Jesus Flora's previous loan »

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Ecuador

  • $10,600
    Average annual income
  • 32
    View loans »
    Ecuador Loans Fundraising
  • $26,710,175
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,400 helped Jesus Flora to buy seeds, urea, pesticide, and fertilizer.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Aug 3, 2012
Sep 10, 2012
Currency Exchange Loss:
Sep 19, 2013