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Jajo Group
In this Group: Yèhomin Christine, Rose Kaï, Akomou Edith, Jeanne Aminata, Dogbé Charlotte
JAJO is a group of five persons whose members are friends residing in the same district. The group's representative, Yèhomin Christine (whose hand is raised in the photo), is 47 years old and married to a man named Henri. The couple has seven children, all in school. Five of the children remain in their care. Yèhomin Christine did not attend school. She lives together with her children and husband, and along with him, she ensures that the different household expenses are covered.

For over thirty years, Yèhomin Christine has been selling condiments and smoked fish out of her home. She gets her supplies from a market of Benin.

This is the fourth time that Yèhomin Christine and the other members of the group JAJO have requested financial support from ALIDé with the aim of bolstering their working capital and their business and responding better to the requirements of their customers. The loans previously received were indeed paid back.
View original language description ↓
JAJO est un groupe de cinq personnes, dont les membres sont des amies résidant dans le même quartier. La représentante du groupe, Yèhomin Christine (dont la main est levée sur la photo), est âgée de 47 ans et est mariée à un certain Henri. Le couple a sept enfants, tous scolarisés dont cinq restent à leur charge. Yèhomin Christine n’a pas fréquenté l’école. Yèhomin Christine vit ensemble avec ses enfants et son mari et assure ensemble avec son mari, les différentes charges de la maison. Depuis plus de trente ans, Yèhomin Christine vend des condiments et des poissons fumés à son domicile. Yèhomin Christine s’approvisionne dans un marché du Bénin. C’est la quatrième fois que Yèhomin Christine et les autres membres du groupe JAJO sollicitent l’appui financier de ALIDé en vue de renforcer leur fonds de roulement et leur activité et de mieux répondre aux exigences de leur clientèle. Les crédits reçus antérieurement ont été bien remboursés.

Additional Information

About Alidé

Alidé is a Beninese NGO that works to reduce poverty by offering sustainable access to productive loans like this one in addition to savings, training sessions, and social work to low-income families.

Supporters of this loan should be aware that there is some risk of being repaid late. Because the Beninois Ministry of Finance has imposed restrictions on the amount of money Alidé can send to Kiva, the organization can only send monthly repayments in installments smaller than $13,000. This means that some Kiva lenders may receive their repayments late. However, Alidé remains a healthy institution in good standing with its creditors, and Kiva would like to continue working to support its clients. For more information, please refer to Alidé's partner profile page.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Benin

  • $1,600
    Average annual income
  • 0
    View loans »
    Benin Loans Fundraising
  • $4,467,950
    Funds lent in using Kiva
  • 526.2
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A portion of Jajo Group's $2,225 loan helped a member to purchase condiments to sell.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Jul 27, 2012
Aug 23, 2012
Currency Exchange Loss:
Sep 14, 2013