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Update on Nadezhda

Nadezhda used her last Kiva loan to set up and outfit another retail location. In time, she hopes to improve this location even further and to install shutters. Using her profits, she was able to plan her oldest son's college education, and also allowed herself to buy a fur coat at the end of the spring.

This time, Nadezhda needs a loan of 14,000 hryvnia in order to purchase a shipment of women's blouses and men's shirts for the fall season. She plans to work tirelessly in order to save enough money to buy a newer family car.
View original language description ↓
Последний кредит КИВА Надежда использовала для того, чтобы добавить себе еще одно торговое место и оборудовать его. Со временем она надеется еще больше благоустроить эту торговую точку и установить роллеты. За счет полученной прибыли смогла планировать учебу старшего сына в колледже, а также даже позволила себе приобрести шубу в конце весны.
В этот раз Надежде понадобился кредит в размере 14 000 гривен для того, чтобы приобрести партию женских блуз и мужских рубашек на осенний сезон. Надежда намерена работать не покладая рук, чтобы со временем скопить деньги и приобрести для семьи более новый автомобиль.

Previous Loan Details

Nadezhda is married with two children. She is a entrepreneur from Novomoskovsk. Nadezhda runs a small clothing sales business. She sells men’s and women’s knitted wear in the central marketplace of her home town. Nadezhda has been working in this business for 5 years. She has invested 40,000 Griv... More from Nadezhda's previous loan »

Additional Information

About HOPE Ukraine

HOPE International, a Christian faith-based non-profit organization, has been operating in Ukraine since 1997. HOPE Ukraine was the organization’s first international venture. In addition to its core microfinance activities, HOPE also supports an active children's ministry in Ukraine in the form of “Tomorrow Clubs,” after-school programs that teach children the gospel through games, skits and songs.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Ukraine

  • $8,200
    Average annual income
  • 5
    View loans »
    Ukraine Loans Fundraising
  • $6,552,350
    Funds lent in using Kiva
  • 8.1
    Ukraine Hryvnia (UAH) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,750 helped Nadezhda to buy women's blouses and men's shirts for the fall season.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Aug 14, 2012
Aug 24, 2012
Currency Exchange Loss:
Jan 15, 2013