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Lubov is turning to Kiva for another loan in the amount of 12,000 hryvnia in order to purchase children's autumn clothes and footwear before the beginning of the new school year. She plans to contribute 15,000 hryvnia of her own toward the purchase of this shipment of merchandise.

Lubov's summer was not easy, with a lot of hard work as usual, but she is not complaining as business went well. Furthermore, her previous Kiva loan gave her timely help with purchasing plastic greenhouse covering and tomato seedlings at a time when her business' profits would have been insufficient to allow her to get an early start to the farming season. Lubov loves being involved in both retail and agriculture, although the latter only provides a seasonal source of income.
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Любовь очередной раз обращается за кредитом КИВА в размере 12 000 гривен для того, чтобы приобрести детскую осеннюю одежду и обувь для школьников под реализацию перед началом нового учебного года. Она собирается закупить партию товара оптом и хочет вложить дополнительно свои 15 000 гривен для этого.
Лето выдалось для Любови нелегким, так как это всегда сезон тяжелой работы, однако, она не жалуется, потому что в магазине хорошо шла торговля. К тому же предыдущий кредит от КИВА оказал такую своевременную помощь Любови и она смогла закупить пленку и рассаду помидор, ведь выручки в магазине тогда не было достаточно, а начинать сельскохозяйственный сезон нужно было пораньше. Любови нравится заниматься и магазином, и фермерским делом, однако последнее – это лишь сезонный источник прибыли.

Additional Information

About HOPE Ukraine

HOPE International, a Christian faith-based non-profit organization, has been operating in Ukraine since 1997. HOPE Ukraine was the organization’s first international venture. In addition to its core microfinance activities, HOPE also supports an active children's ministry in Ukraine in the form of “Tomorrow Clubs,” after-school programs that teach children the gospel through games, skits and songs.

About Ukraine

  • $8,200
    Average annual income
  • 5
    View loans »
    Ukraine Loans Fundraising
  • $6,552,350
    Funds lent in using Kiva
  • 8.1
    Ukraine Hryvnia (UAH) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,500 helped Lubov to purchase children's clothing and footwear before the start of the new school year.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Aug 15, 2012
Aug 24, 2012
Currency Exchange Loss:
Mar 15, 2013