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Baluki Plus Group
In this Group: Roger, Auguy, Eva, Louise, Matondo, Michel, Victorine, Marie, Didier, Jacquis, Mbongo, Therese, Kasanda, Lucie
Roger, age 43, is the leader of the Community Bank named “Baluki Plus” which is composed of 14 members united in solidarity for receiving Kiva loans with the goal of developing their businesses. Roger has been part of the micro-enterprise since 2004. He runs a restaurant and a general store. He has many customers.

Roger is a loyal client of IMF HOPE RDC and has already received four different loans and repaid them properly. His business has prospered thanks to accumulated profit and good management. The loan he will obtain next will be used to increase the store’s stock by buying a larger quantity of items such as soaps, sacks of rice, sugar and toilet paper to meet his customers' demand and increase his profits. This business generates a profit of about US$100 per week. Roger’s ambition is to expand both of his businesses. He is married and is the father of three children between the ages of 3 and 12 years old. Two of them attend school.

Additional Information


HOPE International has been providing small business loans and savings services to thousands of entrepreneurs in DRC since 2004. HOPE DRC targets small business owners who can use loans to increase their inventories or invest in assets that have the potential to increase their incomes. Funds from Kiva lenders play a major role in expanding access to affordable, flexible capital for micro-entrepreneurs, 80% of whom are women.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Congo (Dem. Rep.)

  • $700
    Average annual income
  • 6
    View loans »
    Congo (Dem. Rep.) Loans Fundraising
  • $13,515,025
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Baluki Plus Group's $5,800 loan helped a member to increase his store’s stock by buying soaps, sacks of rice, sugar and toilet paper in bulk to meet his customers' demand and increase his profits.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Jul 27, 2012
Aug 25, 2012
Currency Exchange Loss:
Apr 2, 2013