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Manana is 43 years old and lives in Kaspi district. She is married and has a 22-year-old daughter. Manana’s husband works as a senior technician and gets a monthly salary. Manana and her daughter run their agricultural business. In particular, they own a plot of land where tomatoes and garlic are grown. Manana is also involved in dairy farming. She has 2 milk cows. Manana and her daughter milk the cows and produce cheese. They sell cheese locally. Manana is very hard-working woman and very well known in the area for her big heart and friendliness toward others.

Manana requested a loan to build a cattle-shed. With this loan she will purchase building materials. Manana plans to expand the dairy farm through adding additional cows, but the existing cattle-shed doesn’t allow her to implement this plan. After the building is expanded, Manana will purchase livestock and she will be able to double production and sale of cheese. The income of the family will significantly increase. All members of the family will be able to improve their living conditions.

Additional Information

About LLC Micro Finance Organization Credo

LLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.

About Georgia

  • $6,100
    Average annual income
  • 39
    View loans »
    Georgia Loans Fundraising
  • $8,578,400
    Funds lent in using Kiva
  • 1.6
    Georgia Lari (GEL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,225 helped Manana to build a cattle-shed.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Aug 14, 2012
Aug 25, 2012
Currency Exchange Loss:
Mar 17, 2014