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Update on Juddy

Juddy has been running a salon business to earn a living. She had previously acquired a loan of 50,000 Kenyan shillings (KES) from Faulu Kenya, which helped her to buy hair chemicals and a blow-dry machine. This helped her improve her business, and with the additional income, she paid school fees for her children. Juddy is requesting another loan of 100,000 KES to buy hair chemicals and two blow-dry machines.

Previous Loan Details

Juddy is married and blessed with two children who are in school. She has been running a beauty salon to make a living for the last five years. She employs one person to assist her in the business. She has retained her business because of her hard work and determination. Juddy has requested a... More from Juddy's previous loan »

Additional Information

About Faulu Kenya

Faulu Kenya aims to empower Kenyans by providing relevant financial solutions. Faulu is a sustainable and profitable microfinance institution that offers savings and credit services to over 225,000 Kenyans. Faulu recently became the first MFI in Kenya to be licensed as a Deposit-Taking Micro-Finance Company, which will enable Faulu to better serve its clients.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Kenya

  • $1,800
    Average annual income
  • 503
    View loans »
    Kenya Loans Fundraising
  • $50,344,275
    Funds lent in using Kiva
  • 83.9
    Kenya Shillings (KES) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Juddy to buy hair chemicals and two blow-dry machines.
100% repaid
Repayment Term
21 months (Additional Information)
Repayment Schedule
Aug 15, 2012
Aug 25, 2012
Currency Exchange Loss:
Jul 17, 2014